Why Jewelry Appraisals Matter: A Simple Guide for Every Jewelry Lover

Hi there, jewelry enthusiast! If you’re curious about jewelry appraisals and why they’re so important, you’re in the right place. At AW Jewelry, we specialize in helping you uncover the true value of your treasures. Whether you’re new to the world of fine jewelry or just want to learn more, I’m here to break it all down in a simple, easy-to-understand way.

Let’s dive in!

What is a Jewelry Appraisal?

A jewelry appraisal is a detailed document prepared by an expert (like us!) that describes your piece of jewelry and assigns it a monetary value.

During the appraisal process, the appraiser uses special tools—like loupes, microscopes, and scales—to carefully examine every detail of your jewelry. This includes:

  • Precise measurements and weights of metals and gemstones
  • Quality of gemstones, including clarity, color, and cut
  • Condition of the piece, such as “New” or “Used”

Once all this information is documented, the appraiser assigns two important values to your jewelry:

  1. Replacement Value
    This is how much it would cost to recreate your piece if it were lost or damaged. Think of it as the price you’d pay a jeweler to replace it.
  2. Fair Market Value
    Also called the “Resale Value,” this is what a buyer might pay if you sold your jewelry in the current market.

sample of jewelry appraisal document from AW Jewelry

Why Should You Get Your Jewelry Appraised?

Now that you know what an appraisal is, let’s talk about why it’s important:

  1. Know the True Worth of Your Jewelry
    Whether you inherited a piece or own something you’re unsure about, an appraisal reveals the real value. For example, you might think a ring is costume jewelry, but an appraisal could reveal it’s an 18k white gold piece with natural rubies and antique diamonds!
  2. Help with Selling Your Jewelry
    If you decide to sell, an appraisal provides the credibility buyers need to trust the authenticity and value of your piece.
  3. Insurance Protection
    Want to insure your jewelry? Most insurance companies require an appraisal to determine coverage. If your jewelry is ever lost or stolen, the appraisal ensures you can replace it with a similar piece.

When Should You Get an Appraisal?

Here are a few key times to consider getting your jewelry appraised:

  • After purchasing or inheriting a new piece
  • Before insuring your jewelry
  • Every 2–3 years to update values (market conditions can change!)

Trust AW Jewelry for Expert Appraisals

At AW Jewelry, we bring years of experience and expertise to every appraisal. We have expert jewelry professionals on staff with credentials from the GIA. We treat your jewelry with the care it deserves and provide you with the knowledge and documentation you need to protect your cherished pieces.

Have questions about appraisals or want to schedule one? I’m here to help!

Your jewelry holds stories, memories, and value—and we’re here to help you preserve all of that.

Thanks for trusting AW Jewelry!

Your Jeweler Friend,
Alan Wood
AW Jewelry